Total SACCOs

45

Total Members

125,000

Total Assets

KES 8,500,000,000

Total Loans

KES 4,500,000,000

Financial Performance
Key Financial Ratios
Return on Assets (ROA) 3.2%
Return on Equity (ROE) 15.5%
Cost to Income Ratio 65.8%
Capital Adequacy 18.5%
Growth Metrics
Assets Growth 12.5%
Loans Growth 15.3%
Savings Growth 18.2%
Membership Growth 8.5%
Agricultural Analytics
Agricultural Loan Distribution
Crop Production 35%
Livestock 25%
Agribusiness 20%
Equipment 15%
Agricultural Performance
Yield Improvement 28.5%
Cost Reduction 15.3%
Income Increase 32.8%
Member Analytics
Member Demographics
Gender Distribution Male: 65% | Female: 35%
Age Distribution
Member Engagement
Active Users 75%
Digital Adoption 65%
Service Usage 82%
Risk Analytics
Portfolio Risk
Performing 85%
Watch 8%
Substandard 4%
Agricultural Risk Factors
Weather Impact 12%
Market Volatility 8%
Input Costs 15%
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