Regulatory Compliance
CAMELS Rating
Overall

92%

Capital

95%

Assets

88%

Management

90%

Earnings

94%

Liquidity

93%

Audit Status
Internal Audit
Completed 10/12
Findings 15
External Audit
Completed 3/4
Findings 8
Regulatory Updates
Pending

5

Implemented

12

In Progress

3

Risk Management
Portfolio Risk (Scale: 1-10)
Total Risk 7.5
Credit Risk 8.2
Market Risk 6.8
Operational Risk 7.2
Agricultural Risk (Scale: 1-10)
Weather Risk 8.5
Market Volatility 7.8
Crop Disease 6.2
Input Costs 7.5
Risk Indicators
NPL Ratio

4.2%

Provision Coverage

85%

Incident Reports
Total Incidents

25

Resolved

20

Compliance Calendar
Event Date Type Status
Annual Regulatory Review Mar 15, 2024 Compliance Upcoming
Internal Audit - Q1 Mar 30, 2024 Audit Upcoming
Risk Assessment Review Apr 10, 2024 Risk Upcoming
Agricultural Risk Workshop Apr 20, 2024 Training Upcoming
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